CORDIS · 101188940 · HORIZON
EU-CREDIT-AI Verified and Passportable Financial Identity
Coordinator: MIFUNDO OU (EE)
Mifundo OÜ, an Estonian fintech founded in 2018, is developing the first cross-border AI and data platform. We provide a technologylayer to passport credit histories across borders through one single API. Today's bank lending is country-based and there is no solution available across the EU, making cross-border borrowing almost impossible. No single party, bank or credit bureau is interested in solving a problem that requires such a high investment. Mifundo is removing the barriers between people and banks in the EU that eliminate over 45 million people from having access to financial service…
About Horizon Europe (2021–2027)
Horizon Europe is the EU's current research and innovation programme, covering 2021 to 2027 with a budget of roughly €95.5 billion. Its three pillars are Excellent Science (frontier research and mobility), Global Challenges and European Industrial Competitiveness (mission-driven collaborative projects in health, climate, digital, security and food) and Innovative Europe (the EIC and EIT). It also funds five EU Missions targeting cancer, climate adaptation, smart cities, oceans and soils.
0 EU contribution: €2.5M awarded to the consortium. The project runs over approximately 2 years from 2024-04-01 to 2026-03-31.
Full record on CORDIS — partners, deliverables, publications, news.
Open on cordis.europa.eu → Grant DOI ↗More from EE
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- FINEST TWINS — Establishment of Smart City Center of Excellence856602 · H2020 · €15.0M
- DIGIBIO — Centre for Digitalisation of Biology Towards the Next-Generation of Biosustainable Products101060066 · HORIZON · €14.9M
- 5G-TIMBER — Secure 5G-Enabled Twin Transition for Europe's TIMBER Industry Sector101058505 · HORIZON · €8.0M
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Other HORIZON projects
see all →- EUROfusion — Implementation of activities described in the Roadmap to Fusion during Horizon Europe through a joint programme of the members of the EUROfusion consortium101052200 · DE · €549.4M
- EITUM-BP26-28 — EIT Urban Mobility Business Plan 2026-2028101269525 · ES · €206.9M
- PARC — Partnership for the Assessment of Risks from Chemicals101057014 · FR · €200.0M
- EIT RM BP23-25 — EIT RawMatrials Business Plan 2023-2025101113034 · DE · €155.5M
- SGA1-HE — COST: Europe's most empowering research programme Strengthening science and innovation through research networking101052416 · BE · €153.0M
- EIT HEI — EIT Higher Education Initiative - Scaling Europe’s Innovation Ecosystems101270329 · DE · €130.0M
Frequently asked questions
- Who funds this research project?
- This project is funded by the European Union through the Horizon Europe (2021–2027) programme, under the HORIZON-EIC-ACC funding scheme.
- What is the EU contribution?
- The European Commission contributes €2.5M.
- Which EU programme funds it?
- The project is funded under Horizon Europe (2021–2027), call HORIZON-EIC-2024-ACCELERATOR-02.
- Who coordinates the project?
- The project is coordinated by MIFUNDO OU (EE).
- What is the project timeline?
- The project runs from 2024-04-01 to 2026-03-31 — approximately 2 years.
- Where can I find the full project record?
- The complete record — partners, deliverables, publications and news — is published on CORDIS under project ID 101188940.